Save 1 hour at the dealership

Get pre-approved and get better deals

Get pre-approved and get better deals

When you walk into a dealership with a pre-approval, you’re in control. You have the leverage of a cash buyer and dealers know you mean business. That translates into better deals and better service at dealership

Custom-fit pricing

A pre-approval shows you exactly how much money you can borrow. And it gives you an idea of what your payments will be at different purchase prices so you’ll always know how much car you can afford.

No blindsides

When you’re pre-approved, it takes all the surprises out of buying a car. You won’t be distracted by fuzzy math because you’ll already know what your monthly payments will be. You can just focus on getting the best deal.

Smooth sailing

Having a pre-approval means you can enjoy the car-buying process instead of stressing over it. That’s because you’re armed with down payment and monthly payment information before you even go to the dealership.

More lenders. Better loans.

We work with a hand-picked group of 20+ local and national banks to make sure you get the best loan possible. We routinely turn lenders away because we want to make sure you deal with the best of the best.

Get your rate today

At Carmel Auto Gallery we won’t make you wait for your rate. Apply right now with the form above to find out how much you qualify for. We’ll get you an accurate number within a day so you can buythat new car.

You credit score is protected

Don’t worry, a pre-approval won’t impact your credit score in any way. Pre-approvals are “soft inquiries” that don’t figure into credit scoring models and only show up on credit reports that you check yourself.

Custom-fit pricing

A pre-approval shows you exactly how much money you can borrow. And it gives you an idea of what your payments will be at different purchase prices so you’ll always know how much car you can afford.

No blindsides

When you’re pre-approved, it takes all the surprises out of buying a car. You won’t be distracted by fuzzy math because you’ll already know what your monthly payments will be. You can just focus on getting the best deal.

Smooth sailing

Having a pre-approval means you can enjoy the car-buying process instead of stressing over it. That’s because you’re armed with down payment and monthly payment information before you even go to the dealership.

More lenders. Better loans.

We work with a hand-picked group of 20+ local and national banks to make sure you get the best loan possible. We routinely turn lenders away because we want to make sure you deal with the best of the best.

Get your rate today

At Carmel Auto Gallery we won’t make you wait for your rate. Apply right now with the form above to find out how much you qualify for. We’ll get you an accurate number within a day so you can buythat new car.

You credit score is protected

Don’t worry, a pre-approval won’t impact your credit score in any way. Pre-approvals are “soft inquiries” that don’t figure into credit scoring models and only show up on credit reports that you check yourself.

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Closeup front focus of car at dealership

Drive home happy

Easy online approval

Easy online approval

Fill out our quick and secure online car loan application to find out how much you can borrow right now.

Always the best rates

Always the best rates

Carmel Auto Gallery has relationships with 20+ local and national banks — all working at getting you the best rates.

Cars, cars, cars

Cars, cars, cars

We’ve sold over 3,000 high-quality used cars in less than 2 years. Our inventory is packed with vehicles for every taste.

We’re here for you

We’re here for you

Stop by for a test drive. We’ll have your baby and all the paperwork ready to go. You’ll be in and out in about an hour

How exciting

How exciting

Wow! You just got a great rate and a great deal on a new car. And it was all so easy and so quick.

Frequently asked questions

Ask us a question - call 317-669-7000